Community West Bank announces Q4 2025 earnings
Community West Bank, which has nine officers throughout the Central Coast, announced it generated net income worth $11.1 million, or 58 cents per share, in the fourth quarter of 2025, nearly double from last year’s fourth quarter. For the full year, net income was at $35.7 million, up from $34.9 million.
Gross loans increased by $89.7 million or 3.66% for the quarter ended Dec. 31, compared to the quarter ended Sept. 30 and increased $206.6 million or 8.85% year-to-date.
Total deposits increased by $19.3 million or 0.63% compared to the quarter ended Sept. 30 and $184.5 million or 6.34% year-to-date.
“Financial performance for the fourth quarter 2025 demonstrated increasing earnings strength, including a seventh consecutive quarter of net interest margin improvement and consistent upward trends in return on average assets and return on average equity. These results underscore disciplined balance-sheet management and the strong efforts of our dedicated team,” said Shannon Livingston, Community West Bank’s CFO.
