American Riviera Bank reports Q3 earnings
Santa Barbara-based American Riviera Bank saw a big increase in net income in the third quarter of 2026, reporting net income of $4.3 million, compared with $3.3 million in the same quarter a year ago.
Through nine months, ARB has generated net income worth $11.6 million, a 46.7% increase from the same time period a year ago.
Total deposits were $1.26 billion as of Sept. 30, an increase of $2.5 million or 0.2% from last year. Total loans were $1.18 billion as of Sept. 30, an increase of $142.0 million or 13.6% from last year. Total deposits grew $36.3 million or 3%, and loans grew $30.2 million or 2.6% in the third quarter of 2026.
Non-interest-bearing demand deposits were $486.5 million or 38.5% of total deposits as of Sept. 30 and have increased $4.2 million or 0.9% since last year.
