American Riviera Bank reports Q3 earnings
Santa Barbara-based American Riviera Bank saw a big increase in net income in the third quarter of 2026, reporting net income of $4.3 million, compared with $3.3 million in the same quarter a year ago. Through nine months, ARB has generated net income worth $11.6 million, a 46.7% increase from the same time period a year ago. Read More →

VCCU unveils new financial wellness program for county employees
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Students advised to learn AI workplace skills
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Guest commentary: Elevated oil prices add new pressure to 2026 holiday private jet travel
By Sarah Oberman Private jet travelers vacationing for the holidays may face a more expensive season as elevated oil prices add additional cost pressure to an already high-demand period. According to the U.S. Energy Information Administration, global oil inventories have declined this year by approximately 400 million barrels, with this trend continuing through the end Read More →
Guest commentary: When AI makes your best employee look average on paper
By Eric Zackrison Something odd is happening in employee evaluation in the world of AI agents. You can have two people in the same role, and the one with the worse numbers may be the one you least want to lose. I think most of us recognize that AI and AI agents can hide poor Read More →
Portfolio watch
• The Invest With Rules blog is taking a bearish stance. “Our short-term market score has fallen to 0.8 out of 10, signaling that it is time to play defense,” it tells investors. Tech, small-caps and international equities have all “lost their short-term uptrends.” The blog has “raised significant amounts of cash” and “moved toward more defensive areas” Read More →








