Guest commentary: Debt is reaching new highs throughout the U.S.
Latest news, Op/Eds, OpinionBy John Grace Do you remember the good old days when a road trip meant questionable snacks, blaring mixtapes, and kids bouncing around the back seat like ping pong balls? Then, one day, the seatbelt law hit, and the family rebellion began. You had to threaten, “Put that seatbelt on, or we’re not going anywhere!” Read More →
Guest commentary: Tips to help active duty military navigate finances as civilians
Latest news, Op/Eds, OpinionBy Darrin Gauvin Bank of America / United States Air Force Staff Sergeant The Tri-counties are home to major military bases — land, sea, and air — that bring a significant number of active-duty military to reside here. Having banked both the U.S. Military and the Central Coast for over a century, Bank of America Read More →
Guest commentary: Population trends threatening U.S. prosperity
Columns, Latest news, Op/Eds, OpinionBy Vlad Vaiman In recent years, birth rates dropping well below replacement levels has caused a worldwide seismic demographic change. Despite increased life expectancy, many nations — including the United States — are currently seeing a fast demographic transition toward “youth scarcity,” where fewer young people must sustain a fast-growing retiree population. Historically, global social and economic systems have relied on a steadily rising Read More →
Guest commentary: Santa Barbara is quietly building the future of Artificial Intelligence
Latest news, Op/Eds, OpinionBy Starr Hall While Silicon Valley often dominates the headlines, the real story of artificial intelligence (AI) innovation is quietly taking root on the Central Coast, from Ventura to San Luis Obispo. Local startups are using AI to tackle real-world business challenges, ranging from marketing and customer feedback tocybersecurity, and even sustainability efforts. These diverse applications of AI are reshaping industries and Read More →
Guest commentary: The housing bubble is losing air
Latest news, Op/Eds, OpinionBy John Grace We all know no one can predict the future. If we could, we’d all be sipping piña coladas in our beachside mansions bought with Bitcoin in 2012. Instead, we’re squinting at the horizon like financially anxious meerkats, trying to guess how the economic wind is blowing. It’s a lot like driving while Read More →
Guest commentary: America First cannot mean America Alone
Latest news, Op/Eds, OpinionBy Jamshid Damooei President Trump is revitalizing the pledge of America First, the political theory he rallied behind during his first term which generally involves limiting immigration, disregarding global affairs and focusing solely on our domestic policy. This includes policies of non-interventionism, American nationalism and protectionist trade policy. America First is accompanied by a feeling that the rise of immigration has Read More →
Guest commentary: California’s new probate law is a win for some, but not all families
Latest news, Op/Eds, OpinionBy Crista Hermance As an estate and crisis planning attorney, my mission is to help families avoid the chaos that can arise when a loved one passes without a plan in place. I’ve spent years educating clients about the very real — and often surprising — complications of California’s probate system. Many people assume that Read More →
