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Op/ed: Don’t let over-regulation stifle our credit unions
Congress needs to tell regulators to stop treating credit unions like it created the financial crisis or contributed to it.
Op/ed: Shadow banks are coming out of the shadows — and gaining popularity
In attempting to crack down on bank excesses, Dodd-Frank has given birth to a whole new world of non-regulated finance.
Op/ed: Banking Darwinism may finally solve “too big to fail” issue
While regulators shouldn’t be in the business of telling banks how big they can or can’t be, the authorities can quietly midwife the transformation of financial firms from behemoths to manageable entities.
Op/ed: It’s time to throw the book at currency bid riggers
Fining institutions makes great headlines, but those billion-dollar penalties punish shareholders, not the wrongdoers, and won’t change the culture of banking.