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Chien: Now might be time for a small business loan

By   /  Friday, April 10th, 2020  /  Banking & Finance, Banking Industry, Education, Latest news, Law, Small Business  /  Comments Off on Chien: Now might be time for a small business loan

By Chia-Li Chien Many states, including California, identified a list of critical sectors to remain operational during the COVID-19 crisis. The rest of us need to work from home or close our businesses until further notice. The stock market reacts to the uncertainty in this public health crisis volatilely. The ripple effect causes the federal Read More →

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Plan before claiming Social Security benefits

By   /  Friday, May 10th, 2019  /  Education, Latest news, Op/Eds, Opinion  /  Comments Off on Plan before claiming Social Security benefits

By Chia-Li Chien Our thriving society causes us to feel entitled to certain levels of service and benefits. For example, after I became a regular Uber and Lyft passenger after my near-death car accident in 2014, I became spoiled by the convenience of using Uber or Lyft to travel to airports, events or business meetings Read More →

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Chien: Maintain an adequate fund for emergencies

By   /  Friday, March 1st, 2019  /  Education, Latest news, Op/Eds, Opinion, Personal Finance  /  Comments Off on Chien: Maintain an adequate fund for emergencies

By Chia-Li Chien The government shutdown took a toll on furloughed employees and government contractors, reminding us all of the need for financial emergency preparedness. According to a 2015 study from the Pew Charitable Trusts, the median cost of a financial emergency is $2,000, or half of a typical monthly income. The study found that Read More →

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Chien: Myths about business succession

By   /  Friday, November 23rd, 2018  /  Education, Latest news, Op/Eds, Opinion, Small Business  /  Comments Off on Chien: Myths about business succession

By Chia-Li Chien Anyone can start a business, but maintaining a successful business requires careful and deliberate actions. Successfully cashing out is even harder. Peter started his restaurant business with three partners 20 years ago. BG Inc. is located in a quaint New England town that has a great reputation. Peter is approaching 70. He Read More →

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