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Misconceptions thwart successful retirements

By   /  Friday, February 14th, 2020  /  East Ventura County, Education, Latest news, Op/Eds, Opinion  /  Comments Off on Misconceptions thwart successful retirements

By Chia-Li Chen My husband has been pushing me for some time to retire early. My answer has always been “no.” Now I have recently published peer-reviewed research to back me up. I took U.S. government population data, including the Survey of Income and Program Participation from the Census Bureau, and used simulations to measure Read More →

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Plan before claiming Social Security benefits

By   /  Friday, May 10th, 2019  /  Education, Latest news, Op/Eds, Opinion  /  Comments Off on Plan before claiming Social Security benefits

By Chia-Li Chien Our thriving society causes us to feel entitled to certain levels of service and benefits. For example, after I became a regular Uber and Lyft passenger after my near-death car accident in 2014, I became spoiled by the convenience of using Uber or Lyft to travel to airports, events or business meetings Read More →

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Pay increased for federal employees in SLO County

By   /  Friday, December 7th, 2018  /  Central Coast, Latest news  /  Comments Off on Pay increased for federal employees in SLO County

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Chien: Myths about business succession

By   /  Friday, November 23rd, 2018  /  Education, Latest news, Op/Eds, Opinion, Small Business  /  Comments Off on Chien: Myths about business succession

By Chia-Li Chien Anyone can start a business, but maintaining a successful business requires careful and deliberate actions. Successfully cashing out is even harder. Peter started his restaurant business with three partners 20 years ago. BG Inc. is located in a quaint New England town that has a great reputation. Peter is approaching 70. He Read More →

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Entrepreneurs should plan for retirement

By   /  Friday, April 29th, 2016  /  Latest news, Op/Eds, Opinion  /  Comments Off on Entrepreneurs should plan for retirement

  By Lee Schuh Few entrepreneurs really think about preparing financially for retirement. Too many are depending on Social Security. Frankly, Social Security is only a safety net and not intended to be anything else. You are not going to have a very satisfactory retirement if Social Security is the major financial contributor. When asked Read More →

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Forcing workers to save may be key to retirement

By   /  Friday, April 1st, 2016  /  Editorials, Latest news, Opinion  /  Comments Off on Forcing workers to save may be key to retirement

Taxes and savings are much in the news these days. Baby boomers aren’t saving enough for retirement. Millennials will need $2 million portfolios in order to achieve a decent level of retirement income. Federal income taxes are too high – and don’t get us started about California. Old-fashioned pensions are largely gone from the private Read More →

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