May 21, 2025

		

Guest Commentary


| Wednesday, December 4th, 2024

Guest commentary: Don’t rush open enrollment

Latest news, Op/Eds, Opinion

By Dr. Micah Dickey  Are you spending 30 minutes or less choosing your healthcare plan? You might be missing out on significant savings and better coverage.  Although the annual selection of a healthcare plan may seem daunting, it is imperative to reassess your coverage each year rather than automatically renewing your existing plan. Whether you Read More →

| Friday, November 8th, 2024

Guest commentary: Navigating the recent surge in refinance activity

Latest news, Op/Eds, Opinion

By Sergio Gonzalez Recently, the Federal Reserve’s decision to cut interest rates for the first time since March 2020, has sparked a surge in refinance activity, which should come as no surprise to those who track market trends.  When rates drop, homeowners naturally begin to consider refinancing their mortgages to secure a lower rate, reduce monthly payments, or even Read More →

| Monday, November 4th, 2024

Relying on hope is not a strategy for continued success 

Latest news, Op/Eds, Opinion

By Gerhard Apfelthaler Few phrases are as iconic, cautionary, and maybe overused as “hope is not a strategy.”  Popularized by a book published in 2003, it is a reminder that while optimism is important, success ultimately hinges on other things — understanding your environment, setting your goals, charting a course, and then executing, executing, executing.  Too Read More →

| Monday, November 4th, 2024

Guest commentary: Four strategies to maximize your charitable giving as holiday season approaches

Latest news, Op/Eds, Opinion

By Sarah Reznick There is nothing like the feeling of giving during the holidays — the simple act of giving fosters a sense of connection with others and a sense of fulfillment.  Spreading kindness has been clinically proven to have a positive impact on our mood and our self-esteem.  So, as the year begins to wind down, the Read More →

| Monday, October 28th, 2024

Guest commentary: Low-income students, military households are most at risk in the digital divide

Latest news, Op/Eds, Opinion

By Chanelle Hawken As local students have settled back into school, a recent report from the Benton Institute on Broadband & Society highlighted the potential impacts that the end of the federal government’s Affordable Connectivity Program (ACP) willhave on bridging the digital divide with lower-income households that relied on ACP monthly subsidies.  Nearly 1 in 5 Read More →

| Friday, October 18th, 2024

The new unemployables: Navigating the future job market

Latest news, Op/Eds, Opinion

By Vlad Vaiman In a fast-changing labor market, a concerning trend has emerged — an increasing proportion of highly skilled professionals are finding themselves out of work.  This rather interesting, but disturbing conundrum, underlined in a recent Korn Ferry study, emphasizes the difficulties experienced by skilled professionals in a number of industries as they struggle to find Read More →

| Thursday, October 10th, 2024

Guest commentary: Early childhood investment helps the tri-county community thrive

Latest news, Op/Eds, Opinion

By First 5 Ventura County, First 5 San Luis Obispo County & First 5 Santa Barbara County Our community’s well-being and economy improve when we invest in early childhood.  Economists and brain researchers alike agree the prenatal period and first five years of a child’s life are critical for developing lifelong social, emotional, and learning Read More →