Guest commentary: Economic analysis of Q3 2025
By Eric Kelley UMB Private Wealth Management The third quarter of 2025 was marked by improving market sentiment, driven by growing confidence that the Fed will initiate an ongoing easing campaign throughout the year-end and into 2026. Inflation continued to build as new tariffs were implemented, but concern over the labor market pushed the Fed Read More →
Guest commentary: What is a fiduciary and why would you need one?
By Tamara Skov & Shannon Dalton As licensed professional fiduciaries, the first question we often hear when we mention our line of work is: “What’s a fiduciary?” It’s a good question, and the answer is both simple and complex. After years of hearing the same inquiry, we thought it would be helpful to explainwhat fiduciaries Read More →
Guest commentary: The global race for talent
By Vlad Vaiman California Lutheran University In the twenty-first century, oil and steel matter less than an infinitely scarcer resource: talent. A small number of people in a wide range of fields – from artificial intelligence or biotechnology to finance or the arts – are capable of producing disproportionate economic and cultural value. The top Read More →
Guest commentary: The steady growth of UC Santa Barbara’s Technology Management Program
By Jillian Tempesta Santa Barbara’s business community has helped shape a talent incubator in their own backyard: UCSB’s Department of Technology Management. From its beginning as an undergraduate certificate program, the Department of Technology Management has grown to offer real-world experiences and advanced degrees for students who aim to lead technology-driven businesses. In just 15 Read More →
Guest commentary: Lessons from Starbucks’ digital pioneer
By Starr Hall Artificial intelligence may run on software and large language models, but Adam Brotman reminds us it’s far more than lines of code. For him, AI’s real story begins with people and culture. I had the pleasure of hearing him share this perspective at a recent Coastal Intelligence Fireside Chat in Santa Barbara, Read More →
Guest commentary: 50 years of giving back in Ventura County
By Crawford Coates When Mohammed Hasan arrived at 24 years old in New York from what is today Bangladesh, the idea was to pursue a PhD at the University of Florida. But plans quickly changed when he discovered that a PhD in the United States is often associated with professorship. “People kept saying to me, Read More →
Guest commentary: How to protect your wealth from cybersecurity scams
By Sarah Reznick As a financial advisor, my work typically focuses on helping clients grow their wealth through saving, investing and planning for the future. But just as important as building wealth is protecting it. No one wants to spend a lifetime working hard, only to see their financial security drained away by a scammer. Read More →
