Guest commentary: When ‘Hang in There’ can be lethal
By John Grace For decades, the traditional investment model has been a set-it-and-forget-it approach: keep 95% in a mix of stocks and bonds, 5% in cash, and let the “long term” work its magic. That works fine for young investors adding new money during dips. But for retirees taking withdrawals, especially those with Required Minimum Read More →
Guest commentary: California can lead on recycling without leaving small businesses behind
By Kristen Miller Here on California’s South Coast, small businesses are the backbone of our economy. From family-owned manufacturers and food producers to specialty retailers and service providers, our region thrives because of the entrepreneurial spirit that defines our communities. Our work in public policy and advocacy to support business includes carefully watching State legislation Read More →
Guest commentary: Trade, the trade deficit and the tariff rollercoaster
By Gerhard Apfelthaler California Lutheran University Surprise, surprise! The U.S. trade deficit dropped sharply in June 2025. According to a recent report by the Bureau of Economic Analysis, the goods-and-services deficit fell to around $60 billion, down nearly 16% month-over-month and 18% year-over-year. And more good news – by July, year-over-year receipts in tariff revenue Read More →
Guest commentary: Why now is the right time to switch to an electric vehicle
Tia Kordell Community Environmental Council It’s official: when it comes to protecting us from the growing threat of a climate crisis, the federal government is not just asleep at the wheel — it’s driving us in reverse. Regressive climate policies, funding rollbacks, and the purge of environmental agencies threaten to permanently set the climate movement Read More →
Guest commentary: Tricky legal issues involving employee bonuses and commissions
By Jonathan Fraser Light Bonuses and commissions continue to be a troublesome topic because employers often enter into these arrangements without thinking about collateral issues. DISCRETIONARY VS. NON-DISCRETIONARY BONUSES An employer sets up a bonus system for employees based on productivity measurements, such as key performance indicators (KPIs). For hourly workers, this could mean a Read More →
Guest commentary: CHROs take the lead in shaping America’s business future
By Vlad Vaiman California Lutheran University The year 2025 is shaping up to be one of the most disruptive and consequential years in the history of modern work. Business strategy, talent and technology disruption are colliding in a way that positions chief human resources officers (CHROs) not just as partners for change but as true Read More →
Guest commentary: A financial checklist for entrepreneurs
By Jason Bietz Bank of America It may still be summer, but for many entrepreneurs, the fall season is fast approaching and marks a key transition point that can set the tone for year-end performance. The fall is a crucial time for business owners to assess their finances and prepare to capitalize on upcoming opportunities Read More →
